ASSOCIATION BENEFITS VARY BY PLAN AND STATE

Diabetic Supplies:  Save up to 10% to 60% on Diabetic Supplies.  This program provides a convenient service for membrs with Diabetes.  Receive special member pricing on most Diabetic supplies.  These items include Test strips, Glucose Meters, Lanets, and Lancing devices all with convenient, free home delivery.

Member eShop Savings Program:  Shop at your favorite stores, earn points and save money!  Get up to 20% in rebates and 60% in discounts.

We Care Credit Assistance:  This benefit includes credit repair, debt settlement, bankruptcy counseling, foreclosure assistance and financial education.

Hotel Savings:  Up to 30% off at well known Hotels, Inns and Suites.

Vacation Resort Savings:  From drive-to weekend getaways, to more exotic destinations, this exclusive benefit offers you a wide variety to choose from!  By visiting a custom website, you can choose from a wide assortment of luxurious resort accommodations at "member-only" rates. These resorts offer amenities that are sure to make your getaway one to remember.

Car Rental Services:  Whether you are traveling or just in need of temporary transportation, call any of the car rental companies below and mention the corresponding codes provide in your membership materials to compare rates at: Avis, Hertz, National, Budget and Alamo.

Gift Basket Savings:  Up to 10% Off Gift Baskets and gifts.  Simply visit the website and enter the code provided to you by your Customer Care Consultant.

Auto Maintenance:  Receive up to 10% off auto maintenance service items such as brake service, tire and battery services, as well as other general auto maintenance at one of our participating centers.

Movie Ticket Discounts:  Members save up to 20% or more when purchasing at least six movie tickets in advance at one of our participating theaters.

Amusement Park Savings:  Do you plan to visit an amusement park on our next vacation? bSimply visit the website and enter the code provided in your membership materials.  It provides member benefits at many theme parks across the U.S.

Boca JavaTM Online Coffee Discounts:   Receive discounts on coffee, tea, food, gifts and much more!

Floral Discounts:  Members save up to 15% on floral delivery services by using the member code provided in their membership materials.

Magazine Subscription Savings:  Members can call the toll free number or visit the website provided in their membership materials to receive up to 30% off magazine subscriptions.

Reebok® Savings:  Members will receive 15% off their entire purchase.  This offer is only good at Reebok Outlet stores and cannot to be combined with any other coupons.  Give member the link and they can print out the coupon.

Mortgage and Realtor Services:  Members and relatives can save up to $5,100 on the sale, purchase and financing of a home.  This program provides a 25% realtor commission discount as well as an average credit of $300 per $100,000 in loan OR refinancing amount up to a maximum mortgage credit at closing of $1,200.  You will work with seasoned mortgage and real estate professionals in your community, on line or over the phone.  As an additional benefit, you can enroll in "RateWatch" which is a valuable tool that compares your existing mortgage loan to current loan options available.

Roadside Assistance:  24 Hour Toll-Free Emergency Roadside Dispatch Assistance.  Roadside Assistance Customer Service will locate and dispatch the best priced provider to your location. Members pay the provider directly for services incurred at the time of disablement.

Legal Counseling Services:  This legal service provides benefits to you, your spouse and your unmarried children.  A network of thousands of attorneys nationwide is available for in person, telephone and online assistance.  The program offers an extensive array of legal services at discounted rates of up to 25% or at a quoted flat fee.  Some covered services may include:  Up to 5 initial telephone consultations (1 per legal matter), ½ hour office consultation (1 per legal matter) and unlimited online consultations, where available.  Numerous legal services are available including traffic ticket defense, will (minor trust involved), simple divorce and non-commercial real estate.

ID Theft Services:  By calling a toll free number, you will be connected to Customer Care Consultant who can assist you in the event of an unfortunate occurrence and provide tips to help reduce the odds of becoming a victim of ID Theft.

Tradesman Referral Services:  Screened Home Contactors get matched to residential contractors who were reviewed by a contractor screening service.  Get matched with pros for all home improvement, repair, and maintenance needs including maids, plumbers, electricians, handymen, painters, and much more.  The service is free and members receive a $1000 service guarantee.

Medical Records Software:  The Record Keeping Software is available to download for our members.  This software organizes your family's Financial, Health, and Personal possessions records in a straightforward way.  The program consists of three sections:  1.  Keys to Good Health: A life saver when accurate health records are needed in a hurry. Save time when changing doctors by printing medical history with a mouse click.  From children's immunization records to the family's genealogy all are at the user’s fingertips.  2.  Key Financial Steps: From bank accounts and insurance policies to retirement plans and everything in between, FamilyKeys has it all organized to eliminate frustrating searches.  It includes calculators to compare mortgage and interest costs and rates.  Prepares and prints financial statements and family budgets.  3.  Key Possessions: A convenient and easy way to inventory personal possessions that's invaluable in the event of fire or theft.  Record every item room-by-room with unlimited entries, categories, and locations.

Moving and Storage Services:  Members can save up to 60% on their moving and storage needs.  Call the toll free number and use the CODE provided in your membership material to compare prices.

CallMD:  CallMD is a nation wide network of doctors that are available 24/7 for a doctor consultation.  When the member calls they will speak with a registered nurse, who will send all medical information and concerns to a doctor in the members state.  Doctor will contact member within 45 minutes max to 3 hours.  Doctor can write non-narcotic/non-controlled substance prescriptions.  Members will need their member number, address, telephone number and group on ID card when calling in.  ******Members receive two free consults annually with a call MD doctor******.  Members are responsible to pay $35 consult fee for any additional consults during their membership year.  Members will need to provide a credit card at the time of call.

Tiered Dental:  The nation's premier multi-tiered dental fee-for-service program, providing quality dental care for valued members.  An annual exam and x-rays are at no charge at select participating providers in conjunction with a paid annual cleaning.  No claim forms to fill out.  No deductibles.  No limits on dental services received.  No age or pre-existing condition restrictions. Fixed schedule procedure rates are on the average near 50% savings on dental care as compared to American Dental Associations surveys of usual and customary fees.

Tiered Vision:  TIER 1:  At select participating vision outlets, a no charge eye glass vision exam is available once annually.  *If glasses are NOT required, member must pay $25 for exam at time of service.  Members also receive contracted rates consisting of 10% to 60% off on lenses, frames, contacts, non-prescription sunglasses, vision correction surgeries and more.  TIER 2: Members receive special contracted prices with savings of 10% to 60% on lenses, frames, contacts, non-prescription sunglasses, vision correction surgeries and more at near 14,000 participating providers.

Tiered Prescription Drugs:  Members receive prescription drugs at either co-pay pricing or a negotiated rate at participating pharmacies.

Chiropractic:  Today, millions of people choose chiropractic care, the largest drug-free health care profession in this country.  This method of health care not only gets people well, it keeps them well.  First visit is $35 with adjustments thereafter at $20.  Save up to 50% on adjustments, therapies, x-rays, exams and specialized procedures when visiting one of our participating providers using a fee schedule of fixed payments for most procedures.

Vision:  Save 30% to 50% off audiology and hearing aide services at hundreds of participating providers.  Receive comprehensive follow up for one year at no charge.  Mail Order Hearing Aid Features can save up to 60% off retail on over 80 models of major brand name hearing instruments.

Counseling:  Members and immediate family members have unlimited access to a masters level therapist via a toll-free number.  All counselors have been specially trained to offer prompt, confidential counseling.  Counseling covers a wide array of issues such as; stress, depression, grief and family issues.

24hr Nurse Care Hotline:  You and your dependents have unlimited access to registered nurses via a toll-free number.  These nurses are specially trained to offer prompt, confidential medical counseling to help you make informed decisions about your family’s health and medical care.  However, nurses will not diagnose or provide treatment.  There is access to toll-free, confidential access to registered nurses 24 hours a day, 365 days a year.  Information regarding: Treating common illnesses, explanations as to what to expect during medical testing, diagnostic and surgical procedures, recently diagnosed medical conditions, prescription and over the counter medication information.

Holistic:  Patients and providers are increasing their use of alternative methods of care that do not rely on invasive procedures or long term use of pharmaceuticals.  The Holistic Care Service provides a unique concierge approach to finding your specific need Holistic Care Provider.  Save up to 20% savings on all treatments and services.  No Limits on the number of visits.  Sample practitioner disciplines include Acupuncturists, Massage Therapists, Dieticians, and Naturopathic Providers.

Fitness:  10% to 50% off Membership Dues at over 1,500 Locations Nationwide!  The Fitness Program includes many franchises and well known chains, as well as independent fitness clubs. Now members can enjoy these benefits without the burden of annual contracts and with significant savings on monthly fees!  No lock in contracts.  Members can switch clubs whenever they choose and even use their membership while traveling.  Freeze memberships at any time.

Vitamin / Wellness Systems:  Call the 800 # or simply visit the website and enter the code provided to you by your Customer Car Consultant and enjoy a discount on your Vitamins.

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